Reedy, WV
Reedy wildfire risk explained
USFS scores Reedy at the 49th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 124 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Reedy's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
Reedy's building exposure, zone by zone
Direct exposure dominates in Reedy: 71.8% of its 124 buildings, versus 28.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Reedy compares
Reedy's risk sits at a similar level relative to West Virginia (36th percentile statewide) as it does nationally (49th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Reedy ranks 16,218 for wildfire risk (1 is highest) and 28,011 by building count (1 is largest). Within West Virginia alone, it ranks 276 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
Reedy's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 71.8% of Reedy in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Reedy's 49th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Reedy, see the exposure-zones guide.