Reeds Spring, MO
How exposed is Reeds Spring to wildfire?
Reeds Spring's 559 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Reeds Spring's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Where Reeds Spring's buildings actually sit
559 buildings are counted in Reeds Spring, and 67.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Reeds Spring ranks
Reeds Spring's 90th-percentile standing inside Missouri outpaces its 74th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Reeds Spring ranks 8,066 for wildfire risk (1 is highest) and 16,425 by building count (1 is largest). Within Missouri alone, it ranks 106 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 74th percentile nationally, Reeds Spring carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Reeds Spring (67.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Reeds Spring's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Reeds Spring, see the exposure-zones guide.