Reeds, MO
Reeds wildfire risk explained
USFS's Wildfire Risk to Communities model puts Reeds at the 70th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 71 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Reeds's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 87.3% of Reeds's buildings as Direct exposure, higher than its 12.7% Indirect share and far above its 0% Minimal share — a profile where 62 structures sit close enough to vegetation that lot clearing matters most.
How Reeds compares
Reeds scores 70th nationally and 83rd within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Reeds ranks 9,426 for wildfire risk (1 is highest) and 30,246 by building count (1 is largest). Within Missouri alone, it ranks 188 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Reeds and the insurance market
Reeds's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Reeds
Reeds's 87.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Reeds's figures come from
Reeds's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Reeds's dominant direct exposure actually means, with real examples from across the dataset.