Reedley, CA
How exposed is Reedley to wildfire?
Reedley sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 7,236 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Reedley at the 84th percentile, close to its 83rd-percentile risk score.
Where Reedley's buildings actually sit
Reedley rates 96.9% Minimal exposure against just 3.1% Direct and 0.1% Indirect — of 7,236 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 7,236 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Reedley against the rest of the country
Inside California, Reedley sits at just the 45th percentile even though it scores 83rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Reedley ranks 5,441 for wildfire risk (1 is highest) and 2,367 by building count (1 is largest). Within California alone, it ranks 869 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Reedley
Reedley's 83rd-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
With 96.9% of buildings rated Minimal exposure, Reedley gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Reedley's 5,441-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Reedley, see the exposure-zones guide.