Redstone, MT
Redstone wildfire risk explained
Redstone sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 77 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Redstone at the 79th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
77 buildings are counted in Redstone, and 50.6% of them are Indirect exposure — ember-driven risk rather than the 49.4% in Direct exposure or the 0% rated Minimal.
Where Redstone ranks
Inside Montana, Redstone sits at just the 51st percentile even though it scores 79th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Redstone ranks 6,621 for wildfire risk (1 is highest) and 30,018 by building count (1 is largest). Within Montana alone, it ranks 232 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
Redstone's 79th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Redstone (50.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Redstone's 6,621-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Redstone, see the exposure-zones guide.