Redington Beach, FL
How exposed is Redington Beach to wildfire?
USFS scores Redington Beach at the 51st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 802 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Redington Beach's burn probability — fire likelihood with no building count factored in — sits at the 53rd percentile nationally.
What "at risk" means for the buildings here
Only 1.4% of Redington Beach's 802 buildings carry Direct exposure and 0% carry Indirect; the remaining 98.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Redington Beach ranks
Redington Beach's 51st national percentile looks worse in isolation than its 5th ranking inside Florida does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Redington Beach ranks 15,463 for wildfire risk (1 is highest) and 13,609 by building count (1 is largest). Within Florida alone, it ranks 911 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Redington Beach's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 98.6% of buildings rated Minimal exposure, Redington Beach gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Redington Beach's figures come from
Redington Beach's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Redington Beach's dominant minimal exposure actually means, with real examples from across the dataset.