Reddick, IL
Reddick, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Reddick at the 0th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 156 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Reddick's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
Where Reddick's buildings actually sit
Most of Reddick's buildings (85.3% of 156) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Reddick ranks
There's little gap between Reddick's 0th national percentile and its 3rd percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Reddick ranks 31,425 for wildfire risk (1 is highest) and 26,610 by building count (1 is largest). Within Illinois alone, it ranks 1,399 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Reddick's low wildfire rating (0th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 85.3% of Reddick outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 156 counted buildings into the percentiles shown above for Reddick. For more on what minimal exposure implies beyond Reddick, see the exposure-zones guide.