Redby, MN
How exposed is Redby to wildfire?
USFS's Wildfire Risk to Communities model puts Redby at the 60th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 620 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Redby's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
Redby's building exposure, zone by zone
88.2% of Redby's 620 buildings sit in USFS's Direct exposure zone, roughly 547 structures close enough to burnable vegetation for flame contact, not just embers — 11.8% fall in the Indirect, ember-only zone and 0% are Minimal.
How Redby compares
Within Minnesota, Redby ranks higher (85th percentile) than it does nationally (60th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Redby ranks 12,698 for wildfire risk (1 is highest) and 15,557 by building count (1 is largest). Within Minnesota alone, it ranks 134 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Redby
At the 60th national percentile, Redby rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Redby's 88.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 620 counted buildings into the percentiles shown above for Redby. For more on what direct exposure implies beyond Redby, see the exposure-zones guide.