Redbird Smith, OK
Redbird Smith wildfire risk explained
USFS's Wildfire Risk to Communities model puts Redbird Smith at the 96th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 468 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Redbird Smith's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
Where Redbird Smith's buildings actually sit
Direct exposure dominates in Redbird Smith: 100% of its 468 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Redbird Smith ranks
Redbird Smith's risk sits at a similar level relative to Oklahoma (86th percentile statewide) as it does nationally (96th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Redbird Smith ranks 1,268 for wildfire risk (1 is highest) and 17,926 by building count (1 is largest). Within Oklahoma alone, it ranks 121 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 96th percentile nationally, Redbird Smith carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 100% of Redbird Smith in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Redbird Smith's 1,268-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Redbird Smith, see the exposure-zones guide.