Red Oak, OK
Red Oak, OK's wildfire risk, in USFS's own numbers
Red Oak's 438 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Red Oak at the 99th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Red Oak: 54.3% of its 438 buildings, versus 45.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Red Oak against the rest of the country
Red Oak's risk sits at a similar level relative to Oklahoma (94th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Red Oak ranks 926 for wildfire risk (1 is highest) and 18,507 by building count (1 is largest). Within Oklahoma alone, it ranks 51 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Red Oak
At the 97th percentile nationally, Red Oak carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Red Oak's 54.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Red Oak's 926-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Red Oak, see the exposure-zones guide.