Red Lake, AZ
Red Lake, AZ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Red Lake lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,321 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Red Lake at the 96th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Red Lake's building exposure, zone by zone
1,321 buildings are counted in Red Lake, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Red Lake against the rest of the country
Inside Arizona, Red Lake sits at just the 81st percentile even though it scores 97th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Red Lake ranks 1,029 for wildfire risk (1 is highest) and 9,967 by building count (1 is largest). Within Arizona alone, it ranks 86 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 97th percentile nationally, Red Lake carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Red Lake's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Red Lake's 1,029-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Red Lake, see the exposure-zones guide.