Red Creek, NY
Red Creek wildfire risk explained
Red Creek sits at the 9th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 342 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Red Creek at the 9th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Red Creek's building exposure, zone by zone
USFS classifies 78.1% of Red Creek's buildings as Direct exposure, higher than its 21.9% Indirect share and far above its 0% Minimal share — a profile where 267 structures sit close enough to vegetation that lot clearing matters most.
Where Red Creek ranks
Red Creek's risk sits at a similar level relative to New York (19th percentile statewide) as it does nationally (9th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Red Creek ranks 28,851 for wildfire risk (1 is highest) and 20,524 by building count (1 is largest). Within New York alone, it ranks 1,049 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 9th national percentile, Red Creek rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Red Creek
Red Creek's 78.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Red Creek's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Red Creek, see the exposure-zones guide.