Red Banks, MS
How exposed is Red Banks to wildfire?
Red Banks's 209 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Red Banks's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
Red Banks's building exposure, zone by zone
Direct exposure dominates in Red Banks: 91.4% of its 209 buildings, versus 8.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Red Banks compares
Red Banks scores 82nd nationally and 85th within Mississippi — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Red Banks ranks 5,641 for wildfire risk (1 is highest) and 24,519 by building count (1 is largest). Within Mississippi alone, it ranks 65 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Red Banks's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Red Banks's 91.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Red Banks's figures come from
Every one of the two percentiles behind Red Banks's 5,641-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Red Banks's dominant direct exposure actually means, with real examples from across the dataset.