Red Bank, TN
Red Bank, TN's wildfire risk, in USFS's own numbers
Red Bank's 5,335 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Red Bank at the 73rd percentile, close to its 70th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 54.7% of Red Bank's buildings as Direct exposure, higher than its 1.4% Indirect share and far above its 43.9% Minimal share — a profile where 2,916 structures sit close enough to vegetation that lot clearing matters most. At 5,335 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Red Bank compares
Red Bank scores 70th nationally and 65th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Red Bank ranks 9,534 for wildfire risk (1 is highest) and 3,236 by building count (1 is largest). Within Tennessee alone, it ranks 177 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 70th percentile nationally, Red Bank carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Red Bank
With 54.7% of Red Bank in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Red Bank's figures come from
The methodology guide shows exactly how USFS turned 5,335 counted buildings into the percentiles shown above for Red Bank. The exposure-zones guide covers what Red Bank's dominant direct exposure actually means, with real examples from across the dataset.