Reamstown, PA
How exposed is Reamstown to wildfire?
USFS's Wildfire Risk to Communities model puts Reamstown at the 7th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,375 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Reamstown at the 7th percentile, close to its 7th-percentile risk score.
Reamstown's building exposure, zone by zone
Most of Reamstown's buildings (45.2% of 1,375) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Reamstown against the rest of the country
Reamstown scores 7th nationally and 5th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Reamstown ranks 29,200 for wildfire risk (1 is highest) and 9,730 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,899 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Reamstown and the insurance market
Reamstown's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Reamstown's 45.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Reamstown's figures come from
Reamstown's 7th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Reamstown's dominant minimal exposure actually means, with real examples from across the dataset.