Readlyn, IA
Readlyn wildfire risk explained
Out of every US place USFS scores, Readlyn lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 502 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Readlyn's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Where Readlyn's buildings actually sit
Only 6.2% of Readlyn's 502 buildings carry Direct exposure and 0% carry Indirect; the remaining 93.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Readlyn compares
Readlyn scores 3rd nationally and 4th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Readlyn ranks 30,738 for wildfire risk (1 is highest) and 17,311 by building count (1 is largest). Within Iowa alone, it ranks 978 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Readlyn and the insurance market
Readlyn's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Readlyn's 93.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Readlyn's figures come from
Every one of the two percentiles behind Readlyn's 30,738-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Readlyn's dominant minimal exposure actually means, with real examples from across the dataset.