Reading, OH
Reading wildfire risk explained
Reading's 4,747 buildings earn a 11th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Reading's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
Reading's building exposure, zone by zone
86.7% of Reading's 4,747 buildings sit in USFS's Minimal exposure zone, with only 13.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Reading against the rest of the country
Within Ohio, Reading ranks higher (34th percentile) than it does nationally (11th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Reading ranks 28,000 for wildfire risk (1 is highest) and 3,596 by building count (1 is largest). Within Ohio alone, it ranks 831 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Reading and the insurance market
Reading's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 86.7% of Reading outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Reading's figures come from
Every one of the two percentiles behind Reading's 28,000-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Reading's dominant minimal exposure actually means, with real examples from across the dataset.