Reading, MI
Reading, MI's wildfire risk, in USFS's own numbers
Reading sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 566 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Reading at the 4th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Reading rates 89.9% Minimal exposure against just 10.1% Direct and 0% Indirect — of 566 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Reading ranks
Reading's risk sits at a similar level relative to Michigan (9th percentile statewide) as it does nationally (4th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Reading ranks 30,295 for wildfire risk (1 is highest) and 16,311 by building count (1 is largest). Within Michigan alone, it ranks 683 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Reading
At the 4th national percentile, Reading rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 89.9% of Reading outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Reading's 30,295-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Reading, see the exposure-zones guide.