Rea, MO
How exposed is Rea to wildfire?
USFS's Wildfire Risk to Communities model puts Rea at the 52nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 56 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rea at the 52nd percentile, close to its 52nd-percentile risk score.
Where Rea's buildings actually sit
51.8% of Rea's 56 buildings sit in USFS's Direct exposure zone, roughly 29 structures close enough to burnable vegetation for flame contact, not just embers — 48.2% fall in the Indirect, ember-only zone and 0% are Minimal.
How Rea compares
Rea's 52nd national percentile looks worse in isolation than its 36th ranking inside Missouri does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Rea ranks 15,254 for wildfire risk (1 is highest) and 30,770 by building count (1 is largest). Within Missouri alone, it ranks 681 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 52nd national percentile, Rea rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Rea (51.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Rea's figures come from
The methodology guide shows exactly how USFS turned 56 counted buildings into the percentiles shown above for Rea. The exposure-zones guide covers what Rea's dominant direct exposure actually means, with real examples from across the dataset.