Raymond, WI
How exposed is Raymond to wildfire?
USFS scores Raymond at the 25th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 3,473 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Raymond at the 26th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Raymond's buildings actually sit
Direct exposure dominates in Raymond: 71% of its 3,473 buildings, versus 0% Indirect and 29% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Raymond compares
Compare Raymond's two percentiles: 49th within Wisconsin, only 25th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Raymond ranks 23,687 for wildfire risk (1 is highest) and 4,807 by building count (1 is largest). Within Wisconsin alone, it ranks 413 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Raymond's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Raymond
Because Direct exposure dominates in Raymond (71%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,473 counted buildings into the percentiles shown above for Raymond. For more on what direct exposure implies beyond Raymond, see the exposure-zones guide.