Raymond, SD
How exposed is Raymond to wildfire?
Raymond sits at the 51st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 93 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Raymond's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
Where Raymond's buildings actually sit
Of Raymond's 93 counted buildings, 77.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Raymond against the rest of the country
Raymond ranks lower within South Dakota (32nd percentile statewide) than its 51st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Raymond ranks 15,488 for wildfire risk (1 is highest) and 29,377 by building count (1 is largest). Within South Dakota alone, it ranks 301 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Raymond's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Raymond (77.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 93 counted buildings into the percentiles shown above for Raymond. For more on what direct exposure implies beyond Raymond, see the exposure-zones guide.