Raymond, NE
How exposed is Raymond to wildfire?
Raymond's 147 buildings earn a 79th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Raymond at the 72nd national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 4.1% of Raymond's 147 buildings carry Direct exposure and 0% carry Indirect; the remaining 95.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Raymond compares
There's little gap between Raymond's 79th national percentile and its 84th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Raymond ranks 6,690 for wildfire risk (1 is highest) and 26,992 by building count (1 is largest). Within Nebraska alone, it ranks 93 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 79th percentile nationally, Raymond carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Raymond's 95.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Raymond's figures come from
The methodology guide shows exactly how USFS turned 147 counted buildings into the percentiles shown above for Raymond. The exposure-zones guide covers what Raymond's dominant minimal exposure actually means, with real examples from across the dataset.