Raymond, MN
Raymond, MN's wildfire risk, in USFS's own numbers
Raymond sits at the 19th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 446 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Raymond's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Raymond's building exposure, zone by zone
Raymond rates 87.9% Minimal exposure against just 12.1% Direct and 0% Indirect — of 446 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Raymond ranks
Raymond scores 19th nationally and 23rd within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Raymond ranks 25,566 for wildfire risk (1 is highest) and 18,350 by building count (1 is largest). Within Minnesota alone, it ranks 708 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 19th national percentile, Raymond rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Raymond's 87.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 446 counted buildings into the percentiles shown above for Raymond. For more on what minimal exposure implies beyond Raymond, see the exposure-zones guide.