Raymond, IL
How exposed is Raymond to wildfire?
Out of every US place USFS scores, Raymond lands at the 4th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 681 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Raymond at the 5th percentile, close to its 4th-percentile risk score.
Raymond's building exposure, zone by zone
Most of Raymond's buildings (90% of 681) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Raymond against the rest of the country
Raymond's 26th-percentile standing inside Illinois outpaces its 4th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Raymond ranks 30,125 for wildfire risk (1 is highest) and 14,847 by building count (1 is largest). Within Illinois alone, it ranks 1,080 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Raymond and the insurance market
Raymond's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Raymond
Even with 90% of Raymond outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Raymond's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Raymond, see the exposure-zones guide.