Rayle, GA
Rayle, GA's wildfire risk, in USFS's own numbers
USFS scores Rayle at the 72nd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 205 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rayle at the 75th percentile, close to its 72nd-percentile risk score.
Where Rayle's buildings actually sit
Of Rayle's 205 counted buildings, 90.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Rayle ranks
Rayle scores 72nd nationally and 70th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rayle ranks 8,945 for wildfire risk (1 is highest) and 24,656 by building count (1 is largest). Within Georgia alone, it ranks 202 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Rayle carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Rayle's 90.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rayle's figures come from
Rayle's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rayle's dominant direct exposure actually means, with real examples from across the dataset.