Ravine, PA
Ravine wildfire risk explained
USFS's Wildfire Risk to Communities model puts Ravine at the 47th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 359 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ravine's burn probability — fire likelihood with no building count factored in — sits at the 47th percentile nationally.
Where Ravine's buildings actually sit
359 buildings are counted in Ravine, and 82.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Ravine ranks
Compare Ravine's two percentiles: 77th within Pennsylvania, only 47th nationally — a gap of 29 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Ravine ranks 16,588 for wildfire risk (1 is highest) and 20,100 by building count (1 is largest). Within Pennsylvania alone, it ranks 466 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Ravine and the insurance market
Ravine's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Ravine's 82.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Ravine's figures come from
Ravine's 47th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ravine's dominant direct exposure actually means, with real examples from across the dataset.