Ratliff City, OK
How exposed is Ratliff City to wildfire?
Ratliff City's 190 buildings earn a 89th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ratliff City's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Where Ratliff City's buildings actually sit
Of Ratliff City's 190 counted buildings, 51% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Ratliff City compares
Ratliff City's 89th national percentile looks worse in isolation than its 42nd ranking inside Oklahoma does — this place is on the milder end for its own state, by 47 points. Among the 31,521 US communities USFS scores, Ratliff City ranks 3,569 for wildfire risk (1 is highest) and 25,257 by building count (1 is largest). Within Oklahoma alone, it ranks 484 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Ratliff City and the insurance market
Ratliff City's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Ratliff City
With 51% of Ratliff City in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ratliff City's 3,569-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ratliff City, see the exposure-zones guide.