Ratamosa, TX
Ratamosa, TX's wildfire risk, in USFS's own numbers
Ratamosa's 199 buildings earn a 65th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ratamosa's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Where Ratamosa's buildings actually sit
199 buildings are counted in Ratamosa, and 86.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 13.1% rated Minimal.
Where Ratamosa ranks
Inside Texas, Ratamosa sits at just the 21st percentile even though it scores 65th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ratamosa ranks 11,173 for wildfire risk (1 is highest) and 24,905 by building count (1 is largest). Within Texas alone, it ranks 1,429 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Ratamosa and the insurance market
Ratamosa's 65th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Ratamosa (86.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Ratamosa's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Ratamosa, see the exposure-zones guide.