Raritan, IL
Raritan wildfire risk explained
Raritan's 103 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Raritan's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Where Raritan's buildings actually sit
88.4% of Raritan's 103 buildings sit in USFS's Minimal exposure zone, with only 11.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Raritan ranks
There's little gap between Raritan's 3rd national percentile and its 17th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Raritan ranks 30,722 for wildfire risk (1 is highest) and 28,883 by building count (1 is largest). Within Illinois alone, it ranks 1,197 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Raritan's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Raritan
With 88.4% of buildings rated Minimal exposure, Raritan gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Raritan's 30,722-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Raritan, see the exposure-zones guide.