Rapids City, IL
How exposed is Rapids City to wildfire?
Rapids City sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 623 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rapids City at the 33rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Rapids City's buildings actually sit
USFS classifies 68.1% of Rapids City's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 31.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Rapids City against the rest of the country
Rapids City's 82nd-percentile standing inside Illinois outpaces its 32nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Rapids City ranks 21,520 for wildfire risk (1 is highest) and 15,514 by building count (1 is largest). Within Illinois alone, it ranks 263 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Rapids City
Rapids City's moderate rating (32nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Rapids City
Even with 68.1% of Rapids City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 623 counted buildings into the percentiles shown above for Rapids City. For more on what minimal exposure implies beyond Rapids City, see the exposure-zones guide.