Rankin, TX
Rankin, TX's wildfire risk, in USFS's own numbers
Rankin sits at the 85th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 710 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rankin at the 85th percentile, close to its 85th-percentile risk score.
Rankin's building exposure, zone by zone
USFS puts 80.3% of Rankin's 710 buildings in the Indirect exposure zone, versus 19.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Rankin compares
Rankin scores 85th nationally and 73rd within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rankin ranks 4,802 for wildfire risk (1 is highest) and 14,566 by building count (1 is largest). Within Texas alone, it ranks 484 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Rankin's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Rankin (80.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Rankin's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Rankin, see the exposure-zones guide.