Rancho Tehama Reserve, CA
Rancho Tehama Reserve, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Rancho Tehama Reserve at the 98th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,067 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rancho Tehama Reserve's burn probability — fire likelihood with no building count factored in — sits at the 99th percentile nationally.
Where Rancho Tehama Reserve's buildings actually sit
100% of Rancho Tehama Reserve's 1,067 buildings sit in USFS's Direct exposure zone, roughly 1,067 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Rancho Tehama Reserve against the rest of the country
There's little gap between Rancho Tehama Reserve's 98th national percentile and its 86th percentile inside California, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rancho Tehama Reserve ranks 499 for wildfire risk (1 is highest) and 11,475 by building count (1 is largest). Within California alone, it ranks 228 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Rancho Tehama Reserve
Rancho Tehama Reserve sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 98th-percentile score like Rancho Tehama Reserve's can end up mattering for. More on the disclosure law.
Hardening a home in Rancho Tehama Reserve
With 100% of Rancho Tehama Reserve in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Rancho Tehama Reserve's 499-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Rancho Tehama Reserve, see the exposure-zones guide.