Rancho Mesa Verde, AZ
Rancho Mesa Verde, AZ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Rancho Mesa Verde at the 62nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 166 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rancho Mesa Verde at the 63rd percentile, close to its 62nd-percentile risk score.
Rancho Mesa Verde's building exposure, zone by zone
Indirect exposure is dominant in Rancho Mesa Verde (89.8% of 166 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 10.2% sit in the Direct zone.
Rancho Mesa Verde against the rest of the country
Rancho Mesa Verde ranks lower within Arizona (27th percentile statewide) than its 62nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Rancho Mesa Verde ranks 11,936 for wildfire risk (1 is highest) and 26,160 by building count (1 is largest). Within Arizona alone, it ranks 321 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Rancho Mesa Verde and the insurance market
At the 62nd percentile nationally, Rancho Mesa Verde carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 89.8% of Rancho Mesa Verde's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Rancho Mesa Verde's 62nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Rancho Mesa Verde, see the exposure-zones guide.