Rancho Cordova, CA
Rancho Cordova, CA's wildfire risk, in USFS's own numbers
USFS scores Rancho Cordova at the 87th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 23,292 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rancho Cordova at the 89th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Rancho Cordova's building exposure, zone by zone
USFS puts 81.8% of Rancho Cordova's 23,292 buildings in the Indirect exposure zone, versus 3.7% Direct and 14.5% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 23,292 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Rancho Cordova compares
Inside California, Rancho Cordova sits at just the 55th percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Rancho Cordova ranks 4,085 for wildfire risk (1 is highest) and 560 by building count (1 is largest). Within California alone, it ranks 709 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Rancho Cordova
Rancho Cordova's 87th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Because 81.8% of Rancho Cordova's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Rancho Cordova's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Rancho Cordova, see the exposure-zones guide.