Rancho Chico, TX
Rancho Chico wildfire risk explained
Out of every US place USFS scores, Rancho Chico lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 187 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rancho Chico at the 74th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Rancho Chico's buildings actually sit
Rancho Chico rates 57.8% Minimal exposure against just 42.3% Direct and 0% Indirect — of 187 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Rancho Chico against the rest of the country
Rancho Chico ranks lower within Texas (36th percentile statewide) than its 72nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Rancho Chico ranks 8,901 for wildfire risk (1 is highest) and 25,374 by building count (1 is largest). Within Texas alone, it ranks 1,153 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Rancho Chico
Rancho Chico's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 57.8% of buildings rated Minimal exposure, Rancho Chico gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 187 counted buildings into the percentiles shown above for Rancho Chico. For more on what minimal exposure implies beyond Rancho Chico, see the exposure-zones guide.