Rancho Banquete, TX
Rancho Banquete, TX's wildfire risk, in USFS's own numbers
Rancho Banquete sits at the 56th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 226 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rancho Banquete's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
Where Rancho Banquete's buildings actually sit
Of Rancho Banquete's 226 counted buildings, 85.4% carry Direct exposure and only 14.6% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Rancho Banquete ranks
Inside Texas, Rancho Banquete sits at just the 10th percentile even though it scores 56th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Rancho Banquete ranks 13,977 for wildfire risk (1 is highest) and 23,933 by building count (1 is largest). Within Texas alone, it ranks 1,610 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Rancho Banquete's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Rancho Banquete
Because Direct exposure dominates in Rancho Banquete (85.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 226 counted buildings into the percentiles shown above for Rancho Banquete. For more on what direct exposure implies beyond Rancho Banquete, see the exposure-zones guide.