Ranchitos Las Lomas, TX
Ranchitos Las Lomas, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Ranchitos Las Lomas at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 481 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ranchitos Las Lomas at the 68th percentile, close to its 73rd-percentile risk score.
What "at risk" means for the buildings here
Of Ranchitos Las Lomas's 481 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Ranchitos Las Lomas against the rest of the country
Ranchitos Las Lomas's 73rd national percentile looks worse in isolation than its 40th ranking inside Texas does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Ranchitos Las Lomas ranks 8,462 for wildfire risk (1 is highest) and 17,697 by building count (1 is largest). Within Texas alone, it ranks 1,081 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Ranchitos Las Lomas and the insurance market
Ranchitos Las Lomas's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 100% of Ranchitos Las Lomas in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 481 counted buildings into the percentiles shown above for Ranchitos Las Lomas. For more on what direct exposure implies beyond Ranchitos Las Lomas, see the exposure-zones guide.