Ranchitos del Norte, TX
How exposed is Ranchitos del Norte to wildfire?
Ranchitos del Norte sits at the 88th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 91 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ranchitos del Norte at the 89th percentile, close to its 88th-percentile risk score.
Ranchitos del Norte's building exposure, zone by zone
Of Ranchitos del Norte's 91 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Ranchitos del Norte compares
Ranchitos del Norte's risk sits at a similar level relative to Texas (81st percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ranchitos del Norte ranks 3,703 for wildfire risk (1 is highest) and 29,477 by building count (1 is largest). Within Texas alone, it ranks 346 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Ranchitos del Norte and the insurance market
Ranchitos del Norte's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Ranchitos del Norte's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Ranchitos del Norte's figures come from
The methodology guide shows exactly how USFS turned 91 counted buildings into the percentiles shown above for Ranchitos del Norte. The exposure-zones guide covers what Ranchitos del Norte's dominant direct exposure actually means, with real examples from across the dataset.