Ranburne, AL
Ranburne wildfire risk explained
Ranburne sits at the 88th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 395 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ranburne at the 92nd percentile, close to its 88th-percentile risk score.
Ranburne's building exposure, zone by zone
395 buildings are counted in Ranburne, and 86.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Ranburne against the rest of the country
Ranburne's risk sits at a similar level relative to Alabama (94th percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ranburne ranks 3,768 for wildfire risk (1 is highest) and 19,313 by building count (1 is largest). Within Alabama alone, it ranks 38 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Ranburne and the insurance market
Ranburne's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Ranburne's 86.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 395 counted buildings into the percentiles shown above for Ranburne. For more on what direct exposure implies beyond Ranburne, see the exposure-zones guide.