Ramapo College of New Jersey, NJ
Ramapo College of New Jersey, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Ramapo College of New Jersey lands at the 38th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 102 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ramapo College of New Jersey at the 37th percentile, close to its 38th-percentile risk score.
Where Ramapo College of New Jersey's buildings actually sit
73.5% of Ramapo College of New Jersey's 102 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 26.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Ramapo College of New Jersey compares
Ramapo College of New Jersey's risk sits at a similar level relative to New Jersey (40th percentile statewide) as it does nationally (38th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ramapo College of New Jersey ranks 19,539 for wildfire risk (1 is highest) and 28,964 by building count (1 is largest). Within New Jersey alone, it ranks 422 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Ramapo College of New Jersey's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 73.5% of Ramapo College of New Jersey's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Ramapo College of New Jersey's figures come from
The methodology guide shows exactly how USFS turned 102 counted buildings into the percentiles shown above for Ramapo College of New Jersey. The exposure-zones guide covers what Ramapo College of New Jersey's dominant indirect exposure actually means, with real examples from across the dataset.