Ramah, CO
Ramah, CO's wildfire risk, in USFS's own numbers
Ramah sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 97 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ramah at the 84th percentile, close to its 84th-percentile risk score.
Ramah's building exposure, zone by zone
Direct exposure dominates in Ramah: 60.8% of its 97 buildings, versus 39.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Ramah compares
Ramah's 84th national percentile looks worse in isolation than its 64th ranking inside Colorado does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Ramah ranks 5,011 for wildfire risk (1 is highest) and 29,167 by building count (1 is largest). Within Colorado alone, it ranks 172 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Ramah and the insurance market
Ramah's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Ramah
With 60.8% of Ramah in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 97 counted buildings into the percentiles shown above for Ramah. For more on what direct exposure implies beyond Ramah, see the exposure-zones guide.