Ralls, TX
Ralls wildfire risk explained
Ralls's 1,180 buildings earn a 47th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ralls at the 42nd percentile, close to its 47th-percentile risk score.
Where Ralls's buildings actually sit
91.7% of Ralls's 1,180 buildings sit in USFS's Minimal exposure zone, with only 8.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Ralls compares
Inside Texas, Ralls sits at just the 5th percentile even though it scores 47th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ralls ranks 16,686 for wildfire risk (1 is highest) and 10,771 by building count (1 is largest). Within Texas alone, it ranks 1,703 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Ralls and the insurance market
Ralls's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 91.7% of Ralls outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,180 counted buildings into the percentiles shown above for Ralls. For more on what minimal exposure implies beyond Ralls, see the exposure-zones guide.