Raintree Plantation, MO
Raintree Plantation, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Raintree Plantation lands at the 57th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 793 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Raintree Plantation's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
Raintree Plantation's building exposure, zone by zone
Of Raintree Plantation's 793 counted buildings, 61.4% carry Direct exposure and only 7.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Raintree Plantation compares
Raintree Plantation scores 57th nationally and 46th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Raintree Plantation ranks 13,650 for wildfire risk (1 is highest) and 13,701 by building count (1 is largest). Within Missouri alone, it ranks 571 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Raintree Plantation
Raintree Plantation's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Raintree Plantation
Raintree Plantation's 61.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Raintree Plantation's 57th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Raintree Plantation, see the exposure-zones guide.