Rainsville, IN
How exposed is Rainsville to wildfire?
Rainsville's 30 buildings earn a 10th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rainsville at the 10th percentile, close to its 10th-percentile risk score.
Where Rainsville's buildings actually sit
70% of Rainsville's 30 buildings sit in USFS's Direct exposure zone, roughly 21 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 30% are Minimal.
Rainsville against the rest of the country
Rainsville's 55th-percentile standing inside Indiana outpaces its 10th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Rainsville ranks 28,424 for wildfire risk (1 is highest) and 31,361 by building count (1 is largest). Within Indiana alone, it ranks 433 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Rainsville and the insurance market
At the 10th national percentile, Rainsville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Rainsville's 70% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Rainsville's 28,424-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Rainsville, see the exposure-zones guide.