Rains, SC
How exposed is Rains to wildfire?
USFS's Wildfire Risk to Communities model puts Rains at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 210 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rains's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Where Rains's buildings actually sit
210 buildings are counted in Rains, and 71.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Rains compares
Rains scores 76th nationally and 75th within South Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rains ranks 7,669 for wildfire risk (1 is highest) and 24,497 by building count (1 is largest). Within South Carolina alone, it ranks 118 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Rains's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Rains
With 71.9% of Rains in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Rains's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Rains, see the exposure-zones guide.