Rainbow City, AZ
Rainbow City, AZ's wildfire risk, in USFS's own numbers
Rainbow City sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 237 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rainbow City at the 97th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Rainbow City's building exposure, zone by zone
Of Rainbow City's 237 counted buildings, 91.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Rainbow City against the rest of the country
Rainbow City scores 98th nationally and 90th within Arizona — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rainbow City ranks 526 for wildfire risk (1 is highest) and 23,548 by building count (1 is largest). Within Arizona alone, it ranks 43 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Rainbow City and the insurance market
Rainbow City's 98th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 91.6% of Rainbow City in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Rainbow City's figures come from
Every one of the two percentiles behind Rainbow City's 526-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rainbow City's dominant direct exposure actually means, with real examples from across the dataset.