Raft Island, WA
How exposed is Raft Island to wildfire?
USFS scores Raft Island at the 22nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 236 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Raft Island at the 22nd percentile, close to its 22nd-percentile risk score.
Where Raft Island's buildings actually sit
USFS puts 38.6% of Raft Island's 236 buildings in the Indirect exposure zone, versus 28.8% Direct and 32.6% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Raft Island compares
Raft Island scores 22nd nationally and 35th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Raft Island ranks 24,598 for wildfire risk (1 is highest) and 23,616 by building count (1 is largest). Within Washington alone, it ranks 412 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Raft Island
Raft Island's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Raft Island's 38.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Raft Island's figures come from
The methodology guide shows exactly how USFS turned 236 counted buildings into the percentiles shown above for Raft Island. The exposure-zones guide covers what Raft Island's dominant indirect exposure actually means, with real examples from across the dataset.