Raeford, NC
Raeford, NC's wildfire risk, in USFS's own numbers
Raeford's 2,459 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Raeford's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
What "at risk" means for the buildings here
52.5% of Raeford's 2,459 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 47.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Raeford compares
Raeford scores 82nd nationally and 89th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Raeford ranks 5,617 for wildfire risk (1 is highest) and 6,378 by building count (1 is largest). Within North Carolina alone, it ranks 86 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Raeford and the insurance market
At the 82nd percentile nationally, Raeford carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Raeford (52.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Raeford's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Raeford, see the exposure-zones guide.