Racine, MN
Racine, MN's wildfire risk, in USFS's own numbers
Racine's 300 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Racine's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
What "at risk" means for the buildings here
Most of Racine's buildings (79.7% of 300) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Racine compares
There's little gap between Racine's 3rd national percentile and its 4th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Racine ranks 30,706 for wildfire risk (1 is highest) and 21,634 by building count (1 is largest). Within Minnesota alone, it ranks 883 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Racine's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Racine's 79.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Racine's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Racine, see the exposure-zones guide.