Raceland, KY
How exposed is Raceland to wildfire?
USFS's Wildfire Risk to Communities model puts Raceland at the 51st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,406 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Raceland's burn probability — fire likelihood with no building count factored in — sits at the 53rd percentile nationally.
Where Raceland's buildings actually sit
USFS classifies 39.7% of Raceland's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 30.2% Direct and 30.2% Indirect — a landscape-level risk rather than a building-by-building one.
How Raceland compares
Raceland's 78th-percentile standing inside Kentucky outpaces its 51st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Raceland ranks 15,469 for wildfire risk (1 is highest) and 9,600 by building count (1 is largest). Within Kentucky alone, it ranks 123 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Raceland's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 39.7% of buildings rated Minimal exposure, Raceland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Raceland's figures come from
Every one of the two percentiles behind Raceland's 15,469-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Raceland's dominant minimal exposure actually means, with real examples from across the dataset.